Home › Housing markets › Orange County › Coto de Caza
Coto de Caza market report · September 2026Coto de Caza, CA Housing Market: Home Values, Prices & Trends
The typical Coto de Caza home is worth about $1,979,033, up 2.8% from a year ago (Zillow, September 2026).
By Memo Dinh, REALTOR® · CA DRE #02066757Updated monthly · data through
Key takeaways
- The typical home value in Coto de Caza is about $1,979,033 as of September 2026 (Zillow Home Value Index), up 2.8% from a year earlier.
- At the typical value of $1,979,033 with 20% down and a 7.24% 30-year rate, principal and interest come to about $10,790 a month before taxes, insurance and any HOA.
Orange County home sales (C.A.R.)
County-wide figures for existing single-family homes from the California Association of REALTORS® monthly report, September 2026.
Coto de Caza housing facts (U.S. Census Bureau)
From the American Community Survey 2020–2024 5-year estimates for Coto de Caza CDP. These are survey averages, slower-moving than the market data above.
What it means for you
If you're buying
At the typical value of $1,979,033 with 20% down and a 7.24% 30-year rate, principal and interest come to about $10,790 a month before taxes, insurance and any HOA.
If you're selling
Typical home values are up 2.8% from a year ago.
A value based on recent sales near you, not an online estimate, is the best place to start.
How Coto de Caza compares in Orange County
Coto de Caza has the #4 highest typical home value of the 39 Orange County places on this site. The middle typical value across them is $1,185,448. Places with similar values:
| Place | Typical value | 1-year change |
|---|---|---|
| Newport Beach | $3,710,827 | +10.1% |
| Laguna Beach | $3,043,251 | +6.8% |
| Villa Park | $2,337,518 | +5.3% |
| Dana Point | $1,773,166 | +6.8% |
| North Tustin | $1,751,878 | +4.0% |
| San Clemente | $1,751,315 | +5.9% |
Coto de Caza homes, neighborhoods & events → · Orange County overview → · Get new listings by email → · Investment calculator →
Where each number comes from
| Figure | Value | Source | Period |
|---|---|---|---|
| Typical home value | $1,979,033 | Zillow Home Value Index (ZHVI) | September 2026 |
| 5-year change in typical value | +46.6% | Zillow Home Value Index (ZHVI) | September 2026 |
| Orange County median sold price, existing single-family homes | $1,480,000 | C.A.R. September 2026 Home Sales and Price Report | September 2026 |
| Orange County closed sales vs. a year earlier | -2.0% | C.A.R. September 2026 Home Sales and Price Report | September 2026 |
| Orange County median days on market | 30 days | C.A.R. September 2026 Home Sales and Price Report | September 2026 |
| Orange County months of supply (Unsold Inventory Index) | 3.0 | C.A.R. September 2026 Home Sales and Price Report | September 2026 |
| Median value of owner-occupied homes | $1,535,600 (±$85,628) | U.S. Census Bureau, ACS 2020–2024 5-year, table B25077 (Median Value) | 2020–2024 |
| Median gross rent (rent plus utilities) | $3,500+/mo | U.S. Census Bureau, ACS 2020–2024 5-year, table B25064 (Median Gross Rent) | 2020–2024 |
| Share of occupied homes that are owner-occupied | 92.6% | U.S. Census Bureau, ACS 2020–2024 5-year, table B25003 (Tenure) | 2020–2024 |
| Median year homes were built | 1995 | U.S. Census Bureau, ACS 2020–2024 5-year, table B25035 (Median Year Structure Built) | 2020–2024 |
| Total housing units | 5,161 | U.S. Census Bureau, ACS 2020–2024 5-year, table B25001 (Housing Units) | 2020–2024 |
| 30-year mortgage rate used in payment examples | 7.24% | Freddie Mac Primary Mortgage Market Survey | week of October 29, 2026 |
Quick answers
How much is a typical home in Coto de Caza, CA?
The typical home value in Coto de Caza is about $1,979,033 as of September 2026 (Zillow Home Value Index), up 2.8% from a year earlier.
How much have home values in Coto de Caza changed over five years?
About +46.6% over the past five years, based on the Zillow Home Value Index through September 2026.
What is the mortgage payment on a typical Coto de Caza home?
About $10,790 a month in principal and interest on a $1,979,033 home with 20% down at 7.24% (Freddie Mac 30-year average). Taxes, insurance and HOA dues are extra, and your rate will differ.
What is the median home price in Orange County?
$1,480,000 for existing single-family homes sold in September 2026, up 5.6% from a year earlier, according to the California Association of REALTORS®. Homes took a median 30 days to sell, with 3.0 months of supply.
What do Census figures show for housing in Coto de Caza?
The U.S. Census Bureau's American Community Survey (2020–2024) puts the median value of owner-occupied homes in Coto de Caza at $1,535,600 and median gross rent at $3,500+ a month. About 93% of occupied homes are owner-occupied, and the median home was built in 1995. Census values are owners' own estimates averaged over five years, so they run behind current market prices.
Thinking about buying or selling in Coto de Caza?
Get a home value based on recent sales near you, or book 15 minutes to talk through your plan.
Get My Home Value Book 15 Minutes Coto de Caza market pageor call/text 562-253-9034
Get Coto de Caza's numbers by email
A short Monday update: prices, rates and things to do around town. Opt out anytime.
Sources
- Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI), city level, through September 2026: zillow.com/research/data
- California Association of REALTORS®, September 2026 Home Sales and Price Report, county table (existing single-family homes): car.org
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates for Coto de Caza CDP: data.census.gov
- Mortgage rate: Freddie Mac Primary Mortgage Market Survey, 30-year fixed, week of October 29, 2026
Each figure on this page is shown with its source and period; sources differ in method and timing, so their numbers won't match exactly. ZHVI is Zillow's estimate of a typical home value (middle third of homes), not an appraisal or a sale price. Listing figures describe homes for sale, not closed sales. Payment examples are principal and interest only and are not a loan offer. Information deemed reliable but not guaranteed. Not legal, tax or financial advice.
Memorial “Memo” Dinh | REALTOR® | CA DRE #02066757 | Epique Realty | Prestige Luxury Group | Equal Housing Opportunity