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Thermal · Memo Dinh, REALTOR®
Thermal real estate, in the desert.
An unincorporated eastern Coachella Valley community with farmland, custom estates and private motorsport and polo venues. I help buyers, sellers and families with inherited homes in Thermal and across Riverside County.
About Thermal
Living in Thermal, at a glance.
Places people know in and around Thermal: Thermal Club, Jacqueline Cochran Regional Airport, HITS Desert Horse Park (nearby).
The typical home in Thermal was built around 1977. With homes that age, the big questions are whether the roof, windows, HVAC, electrical and plumbing have been updated, and what permits were pulled for past remodels.
About 57% of occupied homes here are owner-occupied and 43% are rented, per the U.S. Census Bureau's American Community Survey.
ZIP codes
92274
Getting around
Highway 86 and Highway 111
Owner-occupied homes
57% (U.S. Census ACS 2020–2024)
Typical year built
1977 (median, U.S. Census ACS)
Housing units
886 (U.S. Census ACS)
Thermal market · September 2026
The numbers, updated monthly.
Typical home value
$298K
-0.5% vs. last year · Zillow Home Value Index
Homes for sale
45
Active listings · Realtor.com
See the full Thermal housing market report (prices by ZIP code, days on market, price cuts and the year-over-year trend).
Typical values and listing counts are not appraisals. For what your home would sell for, get a free home value report.
Buying and selling in Thermal
What to know before you move.
In the desert around Thermal, ask about summer utility costs, the age of the A/C, pool equipment and any solar panels, and whether that solar is owned, leased or financed, because a lease or loan has to be transferred or paid off at sale.
Country club and gated communities often carry HOA dues and sometimes club fees, and some neighborhoods are age-restricted (55+). Those rules and costs shape your real monthly payment as much as the price does.
Coming from LA or Orange County? Thermal can mean more home for the money. Price the commute along with the house, and we can line up the sale of your current home with the purchase so you aren't carrying two at once.
Want homes in Thermal as they hit the market? Save your search and I'll send matches and a short monthly market update.
How I help in Thermal
One agent, every kind of deal.
Buyers
Your real monthly cost with HOA dues, Mello-Roos, insurance and utilities included, plus the inspections this kind of home needs.
Sellers
Pricing from recent sales near you in Thermal, prep that pays off, and marketing aimed at buyers already looking here.
Seasonal and retirement buyers
Second homes, 55+ communities and snowbird timing, with solar, pool and HOA details sorted out early.
Buying or selling in Thermal
Your Thermal realtor, for either side.
Looking for a real estate agent in Thermal? I'm Memo Dinh, a REALTOR® with Epique Realty (CA DRE #02066757), and I help buyers and sellers in Thermal and across Riverside County. Call or text 562-253-9034 or book a 15-minute call.
Buying
Homes for sale in Thermal
Houses, condos and townhomes in Thermal as they hit the MLS. Save your Thermal search and get new listings and price drops by email.
First-time home buyer in Thermal?
Start with your real monthly payment, then the loan and any down payment help you qualify for. First-time buyer guide.
Buyer's agent in Thermal
Since August 2024, California buyers sign a written agreement with their agent before touring. I walk you through what it covers and how my pay is set, before you sign.
New construction near Thermal
Builders' sales reps work for the builder. Bring your own agent on the first visit. New construction guide.
Investment and rental property
Rent, cash flow and cap rate on Thermal properties, plus local rent rules. Investor services and the investment calculator.
Selling
What's my Thermal home worth?
A free home value report built from the closest recent sales, not an online estimate. Get your home value, or see the Thermal housing market report.
Sell my house in Thermal
Pricing from recent sales near you, prep that pays off, and marketing to buyers already searching Thermal. How I sell homes.
Sell fast or take a cash offer?
Have a cash offer, or thinking about one? I'll put it next to an on-market estimate so you can see the real difference in your net before you choose.
Cost to sell a house in Thermal
Commission is negotiable. Plan for escrow, title, Riverside County's $1.10 per $1,000 documentary transfer tax, plus a city transfer tax where the city charges one, and any repairs or credits. Estimate your net.
Inherited a home or selling a trust?
Probate, trust and estate sales, including out-of-state heirs. Trust and probate sales.
Downsizing or moving away
Line up the sale and your next home so you aren't carrying two. Moving out of California? I'll connect you with a vetted agent there.
Around Thermal
Coming up in Thermal.
Free and local things to do, checked against official city and organizer pages. Add any of them to your calendar in one tap.
Nothing in Thermal on my verified list yet. New events are added every week; meanwhile, see the official city calendar and what's on nearby.
Nearby, a short drive from Thermal
Sat, Nov 14 · 6-9 PM
Star Party at the Monument
Santa Rosa & San Jacinto Mountains National Monument Visitor Center, 51500 Hwy 74
Volunteer astronomers lead free telescope viewing of planets, star clusters and galaxies.
Photo: Bryan Dickerson / Unsplash
Sat, Nov 28 · 9 AM-3 PM
Art on Main Street
Old Town La Quinta, 78100 Main St
A free outdoor art event on Main Street in Old Town La Quinta.
Photo: Dannie Jing / UnsplashDates and details come from official city and organizer pages and can change, so please confirm before you go. Photos are representative Unsplash images of this type of event, not photos of these events.
Client review
★★★★★“He not only got us our very first house, but is currently helping my little brother in buying one. If it wasn't for Memo I doubt we would be living in the home of our dreams.”First-time buyers
County guide
Questions
Straight answers.
What is a typical home worth in Thermal?
About $298K as of September 2026, per the Zillow Home Value Index, down 0.5% from a year earlier. That's a typical value, not your home's price. Ask me for the recent sales closest to your street.
How many homes are for sale in Thermal?
45 active listings in the latest Realtor.com monthly data. My Thermal housing market report has the trend, prices by ZIP code and days on market.
What should I check on a desert home in Thermal?
The A/C's age, summer utility bills, pool and spa equipment, roof condition, and whether any solar is owned, leased or financed. Outside city lines, also ask about septic and wells.
Do you work in Thermal?
Yes. I'm based in Gardena and work across Riverside County, including Thermal, Mecca, Coachella and La Quinta. Call or text 562-253-9034, or book a 15-minute call.
What's going on around Thermal?
See the events section on this page. It lists upcoming community events I've checked against official pages, plus a link to the official calendar when the city has one. The full list is on my local events calendar.
How do I choose a real estate agent in Thermal?
Look for someone who works Thermal regularly, explains the numbers in writing, answers quickly and has verified reviews. Check their license on the California DRE website. I'm Memo Dinh (CA DRE #02066757), a REALTOR® with Epique Realty and a 5.0-star rating from clients. Call or text 562-253-9034 to talk it through.
How do I sell my house in Thermal?
Get a pricing analysis from the closest recent sales, fix only what buyers will pay for, list with strong photos and a clear plan, then compare every offer by your net, not just the price. I give you a net sheet before you list.
How much does it cost to sell a house in Thermal?
Commissions are negotiable. Other costs usually include escrow, title insurance, Riverside County's $1.10 per $1,000 documentary transfer tax, plus a city transfer tax where the city charges one, and any repair credits or prep. Use the seller net sheet on this site for an estimate, then I'll send you an exact version.
Should I take a cash offer for my Thermal home?
Sometimes. A cash offer saves time and repairs but usually comes in lower. If you have one, I'll put it next to an on-market estimate so you can compare your real net.
Is there down payment help for first-time buyers in Thermal?
Often, yes. CalHFA programs are statewide, and some counties and cities run their own down payment programs that open in rounds. Rules and funding change, so confirm current availability with a CalHFA-approved lender. Not financial advice.
I inherited a house in Thermal. What should I do first?
Find out whether it's in a trust or needs probate through the Riverside County Superior Court, keep it insured and secured, and ask your CPA about the stepped-up tax basis and Prop 19 before deciding to keep, rent or sell. I help heirs sell, including from out of state. Not legal or tax advice.
Let's talk
Start with 15 minutes.
Tell me what you're trying to do and when. I'll tell you what it takes, what it costs, and the smartest first step. No pressure, no script.