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Sacramento market report · September 2026Sacramento, CA Housing Market: Home Values, Prices & Trends
The typical Sacramento home is worth about $470,552, down 0.6% from a year ago (Zillow, September 2026). 1,319 homes were for sale in September 2026, 8% more than last year (Realtor.com).
By Memo Dinh, REALTOR® · CA DRE #02066757Updated monthly · data through
Key takeaways
- The typical home value in Sacramento is about $470,552 as of September 2026 (Zillow Home Value Index), down 0.6% from a year earlier.
- 1,319 active listings across 28 ZIP codes in September 2026, +8.5% vs. a year earlier, with 662 new listings and 593 pending (Realtor.com).
- At the typical value of $470,552 with 20% down and a 7.24% 30-year rate, principal and interest come to about $2,565 a month before taxes, insurance and any HOA.
Sacramento County home sales (C.A.R.)
County-wide figures for existing single-family homes from the California Association of REALTORS® monthly report, September 2026.
Sacramento housing facts (U.S. Census Bureau)
From the American Community Survey 2020–2024 5-year estimates for Sacramento city. These are survey averages, slower-moving than the market data above.
What it means for you
If you're buying
The number of homes for sale is close to last year (+8.5%), so expect a steady market rather than a rush in either direction.
About 44% of listings had a price cut this month. Ask your agent how long a home has been on the market and what similar homes actually sold for.
At the typical value of $470,552 with 20% down and a 7.24% 30-year rate, principal and interest come to about $2,565 a month before taxes, insurance and any HOA.
If you're selling
Typical home values are down 0.6% from a year ago.
Price cuts are common right now (44% of listings), which usually means the first price was set too high. A value based on recent nearby sales is the best place to start.
If you're investing
Typical rent is about $2,045 a month (+1.2% vs. last year, Zillow). Against the typical home value that's a gross rent yield of about 5.2% a year before expenses, vacancy and financing.
Run any specific property through the investment calculator with its real taxes, insurance and HOA before deciding.
Sacramento by ZIP code
Homes listed for sale in September 2026, by ZIP code, largest first.
| ZIP | Median list price | vs. last year | For sale | Median days on market | List $/sq ft |
|---|---|---|---|---|---|
| 95835 | $572,238 | +3.8% | 127 | 49 | $278 |
| 95834 | $502,225 | -3.4% | 78 | 58 | $302 |
| 95823 | $424,250 | +0.1% | 71 | 57 | $264 |
| 95825 | $256,472 | n/a | 71 | 72 | $274 |
| 95821 | $498,250 | -6.2% | 70 | 50 | $338 |
| 95833 | $479,500 | -2.0% | 69 | 43 | $310 |
| 95820 | $399,000 | -4.8% | 67 | 40 | $384 |
| 95828 | $445,194 | -6.1% | 64 | 40 | $317 |
| 95864 | $912,224 | +3.4% | 58 | 49 | $412 |
| 95822 | $426,713 | -2.6% | 56 | 29 | $355 |
| 95838 | $426,000 | +9.3% | 55 | 40 | $325 |
| 95829 | $583,750 | -2.7% | 55 | 43 | $317 |
| 95831 | $649,000 | -3.9% | 53 | 31 | $336 |
| 95826 | $477,500 | +1.9% | 53 | 38 | $330 |
Source: Realtor.com Residential Data, September 2026. ZIP codes are grouped by their postal city name, so a few may reach past city limits.
How Sacramento compares in Sacramento County
Sacramento has the #1 highest typical home value of the 1 Sacramento County places on this site. The middle typical value across them is $470,552. Places with similar values:
| Place | Typical value | 1-year change |
|---|
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Where each number comes from
| Figure | Value | Source | Period |
|---|---|---|---|
| Typical home value | $470,552 | Zillow Home Value Index (ZHVI) | September 2026 |
| 5-year change in typical value | +2.1% | Zillow Home Value Index (ZHVI) | September 2026 |
| Homes for sale | 1,319 | Realtor.com Residential Data, by ZIP code | September 2026 |
| New and pending listings | 662 new, 593 pending | Realtor.com Residential Data, by ZIP code | September 2026 |
| Listings with a price cut | 44% | Realtor.com Residential Data, by ZIP code | September 2026 |
| Typical rent | $2,045/mo | Zillow Observed Rent Index (ZORI) | September 2026 |
| Sacramento County median sold price, existing single-family homes | $555,000 | C.A.R. September 2026 Home Sales and Price Report | September 2026 |
| Sacramento County closed sales vs. a year earlier | -2.7% | C.A.R. September 2026 Home Sales and Price Report | September 2026 |
| Sacramento County median days on market | 28 days | C.A.R. September 2026 Home Sales and Price Report | September 2026 |
| Sacramento County months of supply (Unsold Inventory Index) | 3.2 | C.A.R. September 2026 Home Sales and Price Report | September 2026 |
| Median value of owner-occupied homes | $506,300 (±$8,938) | U.S. Census Bureau, ACS 2020–2024 5-year, table B25077 (Median Value) | 2020–2024 |
| Median gross rent (rent plus utilities) | $1,779/mo (±$19) | U.S. Census Bureau, ACS 2020–2024 5-year, table B25064 (Median Gross Rent) | 2020–2024 |
| Share of occupied homes that are owner-occupied | 51.7% | U.S. Census Bureau, ACS 2020–2024 5-year, table B25003 (Tenure) | 2020–2024 |
| Median year homes were built | 1977 | U.S. Census Bureau, ACS 2020–2024 5-year, table B25035 (Median Year Structure Built) | 2020–2024 |
| Total housing units | 212,485 | U.S. Census Bureau, ACS 2020–2024 5-year, table B25001 (Housing Units) | 2020–2024 |
| 30-year mortgage rate used in payment examples | 7.24% | Freddie Mac Primary Mortgage Market Survey | week of October 29, 2026 |
Quick answers
How much is a typical home in Sacramento, CA?
The typical home value in Sacramento is about $470,552 as of September 2026 (Zillow Home Value Index), down 0.6% from a year earlier.
How much have home values in Sacramento changed over five years?
About +2.1% over the past five years, based on the Zillow Home Value Index through September 2026.
How many homes are for sale in Sacramento?
1,319 active listings across 28 ZIP codes in September 2026, +8.5% vs. a year earlier, with 662 new listings and 593 pending (Realtor.com).
What is the average rent in Sacramento?
Typical rent is about $2,045 a month as of September 2026, +1.2% vs. a year earlier (Zillow Observed Rent Index).
What is the mortgage payment on a typical Sacramento home?
About $2,565 a month in principal and interest on a $470,552 home with 20% down at 7.24% (Freddie Mac 30-year average). Taxes, insurance and HOA dues are extra, and your rate will differ.
What is the median home price in Sacramento County?
$555,000 for existing single-family homes sold in September 2026, up 2.8% from a year earlier, according to the California Association of REALTORS®. Homes took a median 28 days to sell, with 3.2 months of supply.
What do Census figures show for housing in Sacramento?
The U.S. Census Bureau's American Community Survey (2020–2024) puts the median value of owner-occupied homes in Sacramento at $506,300 and median gross rent at $1,779 a month. About 52% of occupied homes are owner-occupied, and the median home was built in 1977. Census values are owners' own estimates averaged over five years, so they run behind current market prices.
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Sources
- Zillow Home Value Index (ZHVI) and Zillow Observed Rent Index (ZORI), city level, through September 2026: zillow.com/research/data
- Realtor.com Residential Data, inventory by ZIP code, September 2026: realtor.com/research/data
- California Association of REALTORS®, September 2026 Home Sales and Price Report, county table (existing single-family homes): car.org
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates for Sacramento city: data.census.gov
- Mortgage rate: Freddie Mac Primary Mortgage Market Survey, 30-year fixed, week of October 29, 2026
Each figure on this page is shown with its source and period; sources differ in method and timing, so their numbers won't match exactly. ZHVI is Zillow's estimate of a typical home value (middle third of homes), not an appraisal or a sale price. Listing figures describe homes for sale, not closed sales. Payment examples are principal and interest only and are not a loan offer. Information deemed reliable but not guaranteed. Not legal, tax or financial advice.
Memorial “Memo” Dinh | REALTOR® | CA DRE #02066757 | Epique Realty | Prestige Luxury Group | Equal Housing Opportunity